TellerScore

Side-by-side · Q2 2026 data

Haskell National Bank vs First Watch Federal Credit Union

Bank

Haskell National Bank

Haskell, Texas · Under $100 million in assets

88of 100
Very strong

Credit union

First Watch Federal Credit Union

Abilene, Texas · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureHaskell National BankFirst Watch Federal Credit Union
TellerScore88 (stronger)66
Capital cushion86 (stronger)43
Loan quality100 (stronger)99
Earnings63 (stronger)28
Funding & liquidity100 (stronger)87
Problem-loan coverage100 (stronger)99
Peer percentile86th37th
Total assets$72.6M$104.7M
Deposits / shares$63.1M$94.7M
Capital ratio13.57% (stronger)9.33%
Problem loans0.00% (stronger)0.03%
Net charge-offs0.00% (stronger)0.14%
Return on assets1.08% (stronger)0.19%
Loans ÷ deposits39.0% (stronger)73.0%
Uninsured deposits8.9%6.4% (stronger)
Offices22
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—27.8%

Haskell National Bank has the higher TellerScore (88 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Haskell National Bank leads on 6 and First Watch Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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