Side-by-side · Q2 2026 data
Hatch Bank vs Beach Cities Commercial Bank
Metric by metric
| Measure | Hatch Bank | Beach Cities Commercial Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 32 (stronger) | 18 |
| Funding & liquidity | 50 (stronger) | 33 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 16th |
| Total assets | $177.5M | $188.9M |
| Deposits / shares | $41.3M | $139.6M |
| Capital ratio | 21.49% (stronger) | 9.81% |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.64% | 0.00% (stronger) |
| Return on assets | 0.30% (stronger) | -0.04% |
| Loans ÷ deposits | 266.1% | 109.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 31.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hatch Bank has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Hatch Bank leads on 4 and Beach Cities Commercial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.