Side-by-side · Q2 2026 data
Hatch Bank vs First Federal Savings and Loan Association of San Rafael
Bank
First Federal Savings and Loan Association of San Rafael
San Rafael, California · $100 million – $1 billion
Metric by metric
| Measure | Hatch Bank | First Federal Savings and Loan Association of San Rafael |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 32 (stronger) | 24 |
| Funding & liquidity | 50 (stronger) | 40 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 64th |
| Total assets | $177.5M | $222.1M |
| Deposits / shares | $41.3M | $178.3M |
| Capital ratio | 21.49% (stronger) | 18.75% |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.64% | 0.00% (stronger) |
| Return on assets | 0.30% (stronger) | 0.09% |
| Loans ÷ deposits | 266.1% | 108.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 25.4% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hatch Bank has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Hatch Bank leads on 4 and First Federal Savings and Loan Association of San Rafael on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.