Side-by-side · Q2 2026 data
Haven Savings Bank vs Cenlar FSB
Metric by metric
| Measure | Haven Savings Bank | Cenlar FSB |
|---|---|---|
| TellerScore | 53 | 71 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 6 (stronger) | 0 |
| Funding & liquidity | 64 (stronger) | 50 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 9th | 47th |
| Total assets | $986.9M | $782.0M |
| Deposits / shares | $861.5M | $442.8M |
| Capital ratio | 8.71% | 16.56% (stronger) |
| Problem loans | 0.40% | 0.21% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | -0.35% (stronger) | -1.23% |
| Loans ÷ deposits | 90.0% | 45.7% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 90.6% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cenlar FSB has the higher TellerScore (71 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Haven Savings Bank leads on 2 and Cenlar FSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.