TellerScore

Headquartered in Hoboken, New Jersey, Haven Savings Bank is a si with $986.9M in total assets and $861.5M in deposits as of Q2 2026. It operates 9 offices. Its charter dates back to 1938.

Haven Savings Bank has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 44th. Problem-loan coverage contributes the most (93/100, 3.4%); earnings contributes the least (6/100, -0.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion37/100
Tier 1 leverage ratio: 8.71%
Loan quality87/100
Noncurrent loans ÷ total loans: 0.40%
Earnings6/100
Return on assets (annualized): -0.35%
Funding & liquidity64/100
Loans ÷ deposits and uninsured-deposit share: 90.0% · 20.8% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.36%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (49 → 53), mostly because the loan quality component improved by 8 points.

TellerScore
495254Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202449
Q4 202449
Q1 202550
Q2 202549
Q3 202553
Q4 202554
Q1 202652
Q2 202653
Tier 1 leverage ratio
5.00%7.14%9.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.27%
Q3 20249.28%
Q4 20248.82%
Q1 20258.72%
Q2 20258.70%
Q3 20258.69%
Q4 20258.70%
Q1 20268.59%
Q2 20268.71%
Noncurrent loans
0.21%0.52%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.39%
Q3 20240.84%
Q4 20240.69%
Q1 20250.64%
Q2 20250.64%
Q3 20250.29%
Q4 20250.21%
Q1 20260.33%
Q2 20260.40%
Return on assets
-0.95%-0.65%-0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.78%
Q3 2024-0.74%
Q4 2024-0.95%
Q1 2025-0.85%
Q2 2025-0.78%
Q3 2025-0.66%
Q4 2025-0.51%
Q1 2026-0.54%
Q2 2026-0.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$986.9M8.71%0.40%-0.35%90.0%
Q1 202652$1.0B8.59%0.33%-0.54%88.7%
Q4 202554$1.0B8.70%0.21%-0.51%91.1%
Q3 202553$1.0B8.69%0.29%-0.66%92.6%
Q2 202549$1.0B8.70%0.64%-0.78%92.8%
Q1 202550$1.0B8.72%0.64%-0.85%92.1%
Q4 202449$1.1B8.82%0.69%-0.95%92.8%
Q3 202449$1.1B9.28%0.84%-0.74%94.5%
Q2 202454$1.1B9.27%0.39%-0.78%94.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.71%
8th
Total risk-based capital14.22%
63rd
Problem loans0.40%
51st
Net charge-offs0.04%
30th
Return on assets-0.35%
2nd
Net interest margin1.61%
0th
Efficiency ratio116.0%
1st
Loans to deposits90.0%
26th
Uninsured deposits20.8%
62nd
Loan-loss reserves0.82%
12th
Texas ratio3.4%
45th

Similar-size banks in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
New Millennium BankBank Fort Lee, NJ79 out of 100, Strong$899.1M14.6%0.58%vs
Newfield National BankBank Newfield, NJ72 out of 100, Strong$889.1M10.1%0.02%vs
Bogota Savings BankBank Teaneck, NJ50 out of 100, Below average$871.8M15.5%4.30%vs
Freedom BankBank Maywood, NJ63 out of 100, Moderate$838.3M9.8%0.28%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
Cenlar FSBBank Ewing, NJ71 out of 100, Strong$782.0M16.6%0.21%vs

Deposit insurance

Is my money safe at Haven Savings Bank?

Yes. Haven Savings Bank is an FDIC-insured institution (FDIC certificate #30039). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.8% of deposits ($178.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.71%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.22% (benchmark: 10%).

Check how much of your own balance is covered

9 locations

Branches

Haven Savings Bank lists 9 offices in 9 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Haven Savings Bank
Former names
Haven Savings and Loan Association; Haven Savings Bank, SLA
Type
SI
FDIC certificate #
30039
RSSD ID
918477
Primary regulator
FDIC
Holding company
Haven Bcorp Mhc
Established
January 1, 1938
Headquarters
621 Washington St, Hoboken, NJ 07030
Employees
95

Quick answers

Haven Savings Bank: common questions

Is Haven Savings Bank FDIC insured?

Yes. Haven Savings Bank is an FDIC-insured institution (FDIC certificate #30039). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Haven Savings Bank's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Haven Savings Bank ever failed?

There is no failure record for FDIC certificate #30039 in the FDIC failed bank list.

How many branches does Haven Savings Bank have?

9 offices as of the latest FDIC data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs