Side-by-side · Q2 2026 data
Haven Savings Bank vs Freedom Bank
Metric by metric
| Measure | Haven Savings Bank | Freedom Bank |
|---|---|---|
| TellerScore | 53 | 63 (stronger) |
| Capital cushion | 37 | 48 (stronger) |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 6 | 55 (stronger) |
| Funding & liquidity | 64 (stronger) | 33 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 9th | 24th |
| Total assets | $986.9M | $838.3M |
| Deposits / shares | $861.5M | $711.5M |
| Capital ratio | 8.71% | 9.78% (stronger) |
| Problem loans | 0.40% | 0.28% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | -0.35% | 0.89% (stronger) |
| Loans ÷ deposits | 90.0% (stronger) | 103.0% |
| Uninsured deposits | 20.8% (stronger) | 36.4% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
Freedom Bank has the higher TellerScore (63 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Haven Savings Bank leads on 2 and Freedom Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.