Side-by-side · Q2 2026 data
Haverhill Bank vs Bellwether Community Credit Union
Credit union
Bellwether Community Credit Union
Manchester, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | Haverhill Bank | Bellwether Community Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 62 (stronger) | 44 |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 81 (stronger) | 31 |
| Funding & liquidity | 55 | 67 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 68th | 26th |
| Total assets | $636.8M | $674.7M |
| Deposits / shares | $507.6M | $541.9M |
| Capital ratio | 11.17% (stronger) | 9.40% |
| Problem loans | 0.14% (stronger) | 0.28% |
| Net charge-offs | -0.00% (stronger) | 0.17% |
| Return on assets | 1.53% (stronger) | 0.28% |
| Loans ÷ deposits | 91.7% (stronger) | 92.8% |
| Uninsured deposits | 27.1% | 13.1% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 18.3% |
Haverhill Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Haverhill Bank leads on 6 and Bellwether Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.