Side-by-side · Q2 2026 data
Haverhill Bank vs Granite State Credit Union
Metric by metric
| Measure | Haverhill Bank | Granite State Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 62 (stronger) | 49 |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 81 (stronger) | 64 |
| Funding & liquidity | 55 | 82 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 68th | 51st |
| Total assets | $636.8M | $749.5M |
| Deposits / shares | $507.6M | $670.3M |
| Capital ratio | 11.17% (stronger) | 9.88% |
| Problem loans | 0.14% (stronger) | 0.49% |
| Net charge-offs | -0.00% (stronger) | 0.40% |
| Return on assets | 1.53% (stronger) | 1.11% |
| Loans ÷ deposits | 91.7% | 78.6% (stronger) |
| Uninsured deposits | 27.1% | 5.2% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 10.6% |
Haverhill Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Haverhill Bank leads on 5 and Granite State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.