Side-by-side · Q2 2026 data
Haverhill Bank vs Lynn Firemens Federal Credit Union
Credit union
Lynn Firemens Federal Credit Union
Lynn, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Haverhill Bank | Lynn Firemens Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 95 (stronger) | 87 |
| Earnings | 81 | 83 (stronger) |
| Funding & liquidity | 55 | 76 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 68th | 87th |
| Total assets | $636.8M | $20.1M |
| Deposits / shares | $507.6M | $16.1M |
| Capital ratio | 11.17% | 19.62% (stronger) |
| Problem loans | 0.14% (stronger) | 0.38% |
| Net charge-offs | -0.00% (stronger) | 0.11% |
| Return on assets | 1.53% | 1.57% (stronger) |
| Loans ÷ deposits | 91.7% | 84.4% (stronger) |
| Uninsured deposits | 27.1% | 10.4% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Lynn Firemens Federal Credit Union has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Haverhill Bank leads on 2 and Lynn Firemens Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.