Side-by-side · Q2 2026 data
Haverhill Bank vs Members First Credit Union of N.H.
Credit union
Members First Credit Union of N.H.
Manchester, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | Haverhill Bank | Members First Credit Union of N.H. |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 62 (stronger) | 45 |
| Loan quality | 95 (stronger) | 83 |
| Earnings | 81 (stronger) | 55 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 68th | 51st |
| Total assets | $636.8M | $277.1M |
| Deposits / shares | $507.6M | $251.5M |
| Capital ratio | 11.17% (stronger) | 9.50% |
| Problem loans | 0.14% (stronger) | 0.52% |
| Net charge-offs | -0.00% (stronger) | 0.49% |
| Return on assets | 1.53% (stronger) | 0.87% |
| Loans ÷ deposits | 91.7% | 55.8% (stronger) |
| Uninsured deposits | 27.1% | 4.5% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 17.8% |
Haverhill Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Haverhill Bank leads on 5 and Members First Credit Union of N.H. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.