Side-by-side · Q2 2026 data
Haverhill Bank vs NorthEast Community Bank
Metric by metric
| Measure | Haverhill Bank | NorthEast Community Bank |
|---|---|---|
| TellerScore | 77 | 90 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 55 (stronger) | 36 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 99th |
| Total assets | $636.8M | $2.1B |
| Deposits / shares | $507.6M | $1.5B |
| Capital ratio | 11.17% | 17.32% (stronger) |
| Problem loans | 0.14% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 1.53% | 2.00% (stronger) |
| Loans ÷ deposits | 91.7% (stronger) | 123.9% |
| Uninsured deposits | 27.1% (stronger) | 28.0% |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 2.5% |
NorthEast Community Bank has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Haverhill Bank leads on 3 and NorthEast Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.