Side-by-side · Q2 2026 data
Haverhill Bank vs The Cooperative Bank
Metric by metric
| Measure | Haverhill Bank | The Cooperative Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 52 |
| Capital cushion | 62 (stronger) | 43 |
| Loan quality | 95 (stronger) | 81 |
| Earnings | 81 (stronger) | 22 |
| Funding & liquidity | 55 (stronger) | 35 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 68th | 8th |
| Total assets | $636.8M | $548.3M |
| Deposits / shares | $507.6M | $457.8M |
| Capital ratio | 11.17% (stronger) | 9.29% |
| Problem loans | 0.14% (stronger) | 0.57% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 1.53% (stronger) | 0.06% |
| Loans ÷ deposits | 91.7% (stronger) | 100.4% |
| Uninsured deposits | 27.1% (stronger) | 37.3% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Haverhill Bank has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Haverhill Bank leads on 7 and The Cooperative Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.