Side-by-side · Q2 2026 data
Hawaii Federal Credit Union vs University of Hawaii Federal Credit Union
Credit union
University of Hawaii Federal Credit Union
Honolulu, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Hawaii Federal Credit Union | University of Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 92 (stronger) | 90 |
| Earnings | 70 | 73 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 94th | 80th |
| Total assets | $104.0M | $975.7M |
| Deposits / shares | $86.5M | $895.9M |
| Capital ratio | 15.15% (stronger) | 11.43% |
| Problem loans | 0.23% (stronger) | 0.30% |
| Net charge-offs | 0.83% | 0.18% (stronger) |
| Return on assets | 1.25% | 1.31% (stronger) |
| Loans ÷ deposits | 81.6% | 43.5% (stronger) |
| Uninsured deposits | 12.8% | 10.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
Hawaii Federal Credit Union has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Hawaii Federal Credit Union leads on 3 and University of Hawaii Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.