Headquartered in Honolulu, Hawaii, Hawaii Federal Credit Union is a federal credit union with $104.0M in total assets and $86.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1937.
Hawaii Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 94% of its 1,341 credit unions with $100 million – $1 billion. Among 45 credit unions headquartered in Hawaii, it ranks 5th. Capital cushion contributes the most (100/100, 15.15%); earnings contributes the least (70/100, 1.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (80 → 89), mostly because the capital cushion component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 73 |
| Q4 2024 | 76 |
| Q1 2025 | 80 |
| Q2 2025 | 80 |
| Q3 2025 | 80 |
| Q4 2025 | 87 |
| Q1 2026 | 89 |
| Q2 2026 | 89 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.28% |
| Q3 2024 | 12.56% |
| Q4 2024 | 12.89% |
| Q1 2025 | 12.63% |
| Q2 2025 | 13.07% |
| Q3 2025 | 13.26% |
| Q4 2025 | 14.50% |
| Q1 2026 | 14.68% |
| Q2 2026 | 15.15% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.19% |
| Q2 2025 | 0.28% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.23% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.98% |
| Q2 2025 | 0.93% |
| Q3 2025 | 0.95% |
| Q4 2025 | 1.49% |
| Q1 2026 | 1.43% |
| Q2 2026 | 1.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $104.0M | 15.15% | 0.23% | 1.25% | 81.6% |
| Q1 2026 | 89 | $105.4M | 14.68% | 0.24% | 1.43% | 81.5% |
| Q4 2025 | 87 | $104.1M | 14.50% | 0.40% | 1.49% | 84.1% |
| Q3 2025 | 80 | $108.1M | 13.26% | 0.34% | 0.95% | 80.1% |
| Q2 2025 | 80 | $107.5M | 13.07% | 0.28% | 0.93% | 80.7% |
| Q1 2025 | 80 | $109.5M | 12.63% | 0.19% | 0.98% | 78.6% |
| Q4 2024 | 76 | $105.2M | 12.89% | 0.43% | 0.64% | 82.5% |
| Q3 2024 | 73 | $104.1M | 12.56% | 0.38% | 0.24% | 77.4% |
| Q2 2024 | 71 | $105.8M | 12.28% | 0.41% | 0.20% | 75.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Hawaii
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ko`olau Federal Credit UnionCredit union Kailua, HI | 75 out of 100, Strong | $103.9M | 9.4% | 0.05% | vs |
| McBryde Federal Credit UnionCredit union Eleele, HI | 79 out of 100, Strong | $102.7M | 26.9% | 1.70% | vs |
| Garden Island Federal Credit UnionCredit union Lihue, HI | 71 out of 100, Strong | $126.2M | 13.7% | 1.35% | vs |
| Wailuku Federal Credit UnionCredit union Kahului, HI | 79 out of 100, Strong | $135.4M | 12.7% | 1.18% | vs |
| Maui Federal Credit UnionCredit union Kahului, HI | 81 out of 100, Strong | $146.2M | 14.5% | 1.15% | vs |
| Hawaii County Employees Federal Credit UnionCredit union Hilo, HI | 93 out of 100, Very strong | $148.0M | 15.2% | 0.21% | vs |
Deposit insurance
Is my money safe at Hawaii Federal Credit Union?
Yes. Hawaii Federal Credit Union is a federally insured credit union (NCUA charter #2403). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.8% of shares and deposits ($11.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 15.15%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Hawaii Federal Credit Union lists 1 office in 1 city. Most locations:
- Honolulu, HI (1)
Identity & history
Profile
- Legal name
- Hawaii Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2403
- RSSD ID
- 736671
- Primary regulator
- NCUA
- Established
- 1937
- Headquarters
- P.O. Box 30207, Honolulu, HI 96820
- Employees
- 25
Quick answers
Hawaii Federal Credit Union: common questions
Is Hawaii Federal Credit Union NCUA insured?
Yes. Hawaii Federal Credit Union is a federally insured credit union (NCUA charter #2403). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Hawaii Federal Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Hawaii Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Honolulu
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Waialua Federal Credit UnionCredit union Waialua, HI | 88 out of 100, Very strong | $47.4M | 17.8% | 0.16% | vs |
| Ewa Federal Credit UnionCredit union Ewa Beach, HI | 86 out of 100, Very strong | $13.1M | 23.9% | 0.65% | vs |
| Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $37.1M | 18.4% | 1.02% | vs |
| Hawaii Schools Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $78.9M | 13.2% | 0.18% | vs |
| University of Hawaii Federal Credit UnionCredit union Honolulu, HI | 81 out of 100, Strong | $975.7M | 11.4% | 0.30% | vs |