Side-by-side · Q2 2026 data
Hawaii National Bank vs Finance Factors, Ltd.
Metric by metric
| Measure | Hawaii National Bank | Finance Factors, Ltd. |
|---|---|---|
| TellerScore | 72 (stronger) | 55 |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 98 (stronger) | 26 |
| Earnings | 54 (stronger) | 45 |
| Funding & liquidity | 58 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 50th | 11th |
| Total assets | $871.7M | $683.7M |
| Deposits / shares | $772.3M | $519.3M |
| Capital ratio | 11.02% | 12.02% (stronger) |
| Problem loans | 0.05% (stronger) | 2.23% |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 0.86% (stronger) | 0.62% |
| Loans ÷ deposits | 66.9% (stronger) | 86.0% |
| Uninsured deposits | 47.0% | 7.6% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii National Bank has the higher TellerScore (72 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Hawaii National Bank leads on 4 and Finance Factors, Ltd. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Honolulu, HI
- Hilo, HI
- Kahului, HI
- Kailua, HI
- Pearl City, HI