Hawaii National Bank (FDIC certificate #18296) is based in Honolulu, Hawaii. Its Q2 2026 call report shows $871.7M in total assets and $772.3M in deposits and 10 offices.
Based on its Q2 2026 filing, Hawaii National Bank scores 72/100, which we describe as strong. That is higher than 50% of 2,650 banks with $100 million – $1 billion. Among 6 banks headquartered in Hawaii, it ranks 1st. Its strongest component is problem-loan coverage (100/100; 0.2%), and its lowest is earnings (54/100; 0.86%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 72 |
| Q4 2024 | 71 |
| Q1 2025 | 69 |
| Q2 2025 | 71 |
| Q3 2025 | 70 |
| Q4 2025 | 67 |
| Q1 2026 | 67 |
| Q2 2026 | 72 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.39% |
| Q3 2024 | 10.27% |
| Q4 2024 | 10.35% |
| Q1 2025 | 10.30% |
| Q2 2025 | 10.56% |
| Q3 2025 | 10.55% |
| Q4 2025 | 10.43% |
| Q1 2026 | 10.62% |
| Q2 2026 | 11.02% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.45% |
| Q2 2026 | 0.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 1.02% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.67% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.80% |
| Q2 2026 | 0.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $871.7M | 11.02% | 0.05% | 0.86% | 66.9% |
| Q1 2026 | 67 | $883.5M | 10.62% | 0.45% | 0.80% | 66.1% |
| Q4 2025 | 67 | $893.3M | 10.43% | 0.22% | 0.69% | 65.6% |
| Q3 2025 | 70 | $871.6M | 10.55% | 0.02% | 0.75% | 66.6% |
| Q2 2025 | 71 | $863.0M | 10.56% | 0.02% | 0.78% | 64.2% |
| Q1 2025 | 69 | $858.6M | 10.30% | 0.02% | 0.67% | 64.7% |
| Q4 2024 | 71 | $857.9M | 10.35% | 0.02% | 0.91% | 62.3% |
| Q3 2024 | 72 | $818.1M | 10.27% | 0.00% | 1.02% | 65.2% |
| Q2 2024 | 74 | $826.1M | 10.39% | 0.00% | 1.18% | 63.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Hawaii
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Finance Factors, Ltd.Bank Honolulu, HI | 55 out of 100, Moderate | $683.7M | 12.0% | 2.23% | vs |
Deposit insurance
Is my money safe at Hawaii National Bank?
Yes. Hawaii National Bank is an FDIC-insured institution (FDIC certificate #18296). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.0% of deposits ($362.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.02%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.99% (benchmark: 10%).
10 locations
Branches
Hawaii National Bank lists 10 offices in 5 cities. Most locations:
- Honolulu, HI (6)
- Hilo, HI (1)
- Kahului, HI (1)
- Kailua, HI (1)
- Pearl City, HI (1)
Identity & history
Profile
- Legal name
- Hawaii National Bank
- Former names
- Hawaii National Bank, Honolulu
- Type
- National bank
- FDIC certificate #
- 18296
- RSSD ID
- 915065
- Primary regulator
- OCC
- Holding company
- Hawaii National Bancshares Inc
- Established
- September 16, 1960
- Headquarters
- 45 N King St Fl 7, Honolulu, HI 96817
- Website
- www.hawaiinational.bank
- Employees
- 148
Quick answers
Hawaii National Bank: common questions
Is Hawaii National Bank FDIC insured?
Yes. Hawaii National Bank is an FDIC-insured institution (FDIC certificate #18296). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Hawaii National Bank's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Hawaii National Bank ever failed?
There is no failure record for FDIC certificate #18296 in the FDIC failed bank list.
How many branches does Hawaii National Bank have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Honolulu
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Hawaii Federal Credit UnionCredit union Honolulu, HI | 89 out of 100, Very strong | $104.0M | 15.2% | 0.23% | vs |
| Waialua Federal Credit UnionCredit union Waialua, HI | 88 out of 100, Very strong | $47.4M | 17.8% | 0.16% | vs |
| Ewa Federal Credit UnionCredit union Ewa Beach, HI | 86 out of 100, Very strong | $13.1M | 23.9% | 0.65% | vs |
| Hawaii Schools Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $78.9M | 13.2% | 0.18% | vs |
| Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $37.1M | 18.4% | 1.02% | vs |