Side-by-side · Q2 2026 data
Hawaii National Bank vs Helco Federal Credit Union
Metric by metric
| Measure | Hawaii National Bank | Helco Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 54 (stronger) | 27 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 50th | 75th |
| Total assets | $871.7M | $46.5M |
| Deposits / shares | $772.3M | $37.6M |
| Capital ratio | 11.02% | 18.80% (stronger) |
| Problem loans | 0.05% (stronger) | 0.14% |
| Net charge-offs | 0.10% | -0.03% (stronger) |
| Return on assets | 0.86% (stronger) | 0.18% |
| Loans ÷ deposits | 66.9% | 56.3% (stronger) |
| Uninsured deposits | 47.0% | 13.9% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Helco Federal Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Hawaii National Bank leads on 2 and Helco Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.