Side-by-side · Q2 2026 data
Hawaii National Bank vs Hfs Federal Credit Union
Metric by metric
| Measure | Hawaii National Bank | Hfs Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 60 (stronger) | 43 |
| Loan quality | 98 (stronger) | 53 |
| Earnings | 54 | 58 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 50th | 27th |
| Total assets | $871.7M | $1.1B |
| Deposits / shares | $772.3M | $987.9M |
| Capital ratio | 11.02% (stronger) | 9.32% |
| Problem loans | 0.05% (stronger) | 1.41% |
| Net charge-offs | 0.10% (stronger) | 0.61% |
| Return on assets | 0.86% | 0.96% (stronger) |
| Loans ÷ deposits | 66.9% | 48.8% (stronger) |
| Uninsured deposits | 47.0% | 12.7% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii National Bank has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hawaii National Bank leads on 4 and Hfs Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.