Side-by-side · Q2 2026 data
Hawaii National Bank vs Kahuku Federal Credit Union
Metric by metric
| Measure | Hawaii National Bank | Kahuku Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 40 |
| Capital cushion | 60 | 90 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 58 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 22 |
| Peer percentile | 50th | 3rd |
| Total assets | $871.7M | $7.7M |
| Deposits / shares | $772.3M | $6.6M |
| Capital ratio | 11.02% | 14.03% (stronger) |
| Problem loans | 0.05% (stronger) | 9.24% |
| Net charge-offs | 0.10% (stronger) | 3.66% |
| Return on assets | 0.86% (stronger) | -4.36% |
| Loans ÷ deposits | 66.9% (stronger) | 85.3% |
| Uninsured deposits | 47.0% | 2.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii National Bank has the higher TellerScore (72 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Hawaii National Bank leads on 5 and Kahuku Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.