Side-by-side · Q2 2026 data
Hawaii Schools Federal Credit Union vs Ewa Federal Credit Union
Credit union
Hawaii Schools Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Hawaii Schools Federal Credit Union | Ewa Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 94 (stronger) | 78 |
| Earnings | 52 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 72nd | 80th |
| Total assets | $78.9M | $13.1M |
| Deposits / shares | $68.2M | $9.9M |
| Capital ratio | 13.24% | 23.87% (stronger) |
| Problem loans | 0.18% (stronger) | 0.65% |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 0.80% | 0.99% (stronger) |
| Loans ÷ deposits | 33.7% | 32.2% (stronger) |
| Uninsured deposits | 5.8% | 0.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ewa Federal Credit Union has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Hawaii Schools Federal Credit Union leads on 2 and Ewa Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.