Side-by-side · Q2 2026 data
Hawaii Schools Federal Credit Union vs Hawaii Law Enforcement Federal Credit Union
Credit union
Hawaii Schools Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Credit union
Hawaii Law Enforcement Federal Credit Union
Honolulu, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Hawaii Schools Federal Credit Union | Hawaii Law Enforcement Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 82 | 82 |
| Loan quality | 94 (stronger) | 83 |
| Earnings | 52 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 72nd | 74th |
| Total assets | $78.9M | $230.3M |
| Deposits / shares | $68.2M | $201.5M |
| Capital ratio | 13.24% (stronger) | 13.17% |
| Problem loans | 0.18% (stronger) | 0.50% |
| Net charge-offs | -0.06% (stronger) | 0.16% |
| Return on assets | 0.80% (stronger) | 0.54% |
| Loans ÷ deposits | 33.7% (stronger) | 55.6% |
| Uninsured deposits | 5.8% | 1.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii Schools Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Hawaii Schools Federal Credit Union leads on 6 and Hawaii Law Enforcement Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.