TellerScore

Hawaii Law Enforcement Federal Credit Union (NCUA charter #1870) is based in Honolulu, Hawaii. Its Q2 2026 call report shows $230.3M in total assets and $201.5M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Hawaii Law Enforcement Federal Credit Union scores 78/100, which we describe as strong. That is higher than 74% of 1,341 credit unions with $100 million – $1 billion. Among 45 credit unions headquartered in Hawaii, it ranks 18th. Its strongest component is funding & liquidity (100/100; 56% loans-to-deposits, 2% uninsured), and its lowest is earnings (42/100; 0.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Net worth ratio: 13.17%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.50%
Earnings42/100
Return on assets (annualized): 0.54%
Funding & liquidity100/100
Loans ÷ shares: 55.6% · 1.9% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (75 → 78), mostly because the loan quality component improved by 13 points.

TellerScore
757983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202478
Q4 202483
Q1 202582
Q2 202575
Q3 202575
Q4 202579
Q1 202677
Q2 202678
Net worth ratio
7.00%10.41%13.83%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.83%
Q3 202413.59%
Q4 202413.57%
Q1 202513.21%
Q2 202513.28%
Q3 202512.93%
Q4 202512.92%
Q1 202612.94%
Q2 202613.17%
Delinquent loans (60+ days)
0.00%0.45%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.50%
Q3 20240.48%
Q4 20240.04%
Q1 20250.00%
Q2 20250.91%
Q3 20250.73%
Q4 20250.27%
Q1 20260.48%
Q2 20260.50%
Return on assets
0.40%0.47%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.55%
Q3 20240.45%
Q4 20240.51%
Q1 20250.45%
Q2 20250.54%
Q3 20250.50%
Q4 20250.52%
Q1 20260.40%
Q2 20260.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$230.3M13.17%0.50%0.54%55.6%
Q1 202677$231.4M12.94%0.48%0.40%54.9%
Q4 202579$230.0M12.92%0.27%0.52%55.4%
Q3 202575$227.9M12.93%0.73%0.50%56.5%
Q2 202575$220.0M13.28%0.91%0.54%58.9%
Q1 202582$218.5M13.21%0.00%0.45%60.1%
Q4 202483$210.9M13.57%0.04%0.51%62.7%
Q3 202478$208.7M13.59%0.48%0.45%63.8%
Q2 202479$204.2M13.83%0.50%0.55%65.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.17%
71st
Problem loans0.50%
64th
Net charge-offs0.16%
76th
Return on assets0.54%
34th
Loans to deposits55.6%
84th
Uninsured deposits1.9%
91st
Loan-loss reserves0.00%
50th
Texas ratio1.8%
78th

Similar-size credit unions in Hawaii

InstitutionScoreAssetsCapitalProblem loansCompare
Big Island Federal Credit UnionCredit union Hilo, HI71 out of 100, Strong$194.5M9.3%0.16%vs
Kauai Federal Credit UnionCredit union Lihue, HI36 out of 100, Low$192.8M8.8%2.71%vs
Valley Isle Community Federal Credit UnionCredit union Kahului, HI68 out of 100, Moderate$174.1M9.3%0.44%vs
Hawaii Central Federal Credit UnionCredit union Honolulu, HI62 out of 100, Moderate$307.6M10.1%1.43%vs
Hawaii County Employees Federal Credit UnionCredit union Hilo, HI93 out of 100, Very strong$148.0M15.2%0.21%vs
Maui Federal Credit UnionCredit union Kahului, HI81 out of 100, Strong$146.2M14.5%1.15%vs

Deposit insurance

Is my money safe at Hawaii Law Enforcement Federal Credit Union?

Yes. Hawaii Law Enforcement Federal Credit Union is a federally insured credit union (NCUA charter #1870). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($3.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.17%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Hawaii Law Enforcement Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hawaii Law Enforcement Federal Credit Union
Type
Federal credit union
NCUA charter #
1870
RSSD ID
1883611
Primary regulator
NCUA
Established
1937
Headquarters
1936 S King St, Honolulu, HI 96826
Employees
33

Quick answers

Hawaii Law Enforcement Federal Credit Union: common questions

Is Hawaii Law Enforcement Federal Credit Union NCUA insured?

Yes. Hawaii Law Enforcement Federal Credit Union is a federally insured credit union (NCUA charter #1870). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hawaii Law Enforcement Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hawaii Law Enforcement Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Honolulu

InstitutionScoreAssetsCapitalProblem loansCompare
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Hawaii Federal Credit UnionCredit union Honolulu, HI89 out of 100, Very strong$104.0M15.2%0.23%vs
Waialua Federal Credit UnionCredit union Waialua, HI88 out of 100, Very strong$47.4M17.8%0.16%vs
Ewa Federal Credit UnionCredit union Ewa Beach, HI86 out of 100, Very strong$13.1M23.9%0.65%vs
Hawaii Schools Federal Credit UnionCredit union Honolulu, HI83 out of 100, Strong$78.9M13.2%0.18%vs
Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu, HI83 out of 100, Strong$37.1M18.4%1.02%vs