Side-by-side · Q2 2026 data
Hawaii Schools Federal Credit Union vs Honolulu Fire Department Federal Credit Union
Credit union
Hawaii Schools Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Credit union
Honolulu Fire Department Federal Credit Union
Honolulu, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Hawaii Schools Federal Credit Union | Honolulu Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 82 (stronger) | 66 |
| Loan quality | 94 (stronger) | 67 |
| Earnings | 52 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 72nd | 36th |
| Total assets | $78.9M | $84.5M |
| Deposits / shares | $68.2M | $73.2M |
| Capital ratio | 13.24% (stronger) | 11.62% |
| Problem loans | 0.18% (stronger) | 0.99% |
| Net charge-offs | -0.06% (stronger) | 0.77% |
| Return on assets | 0.80% (stronger) | 0.65% |
| Loans ÷ deposits | 33.7% (stronger) | 70.4% |
| Uninsured deposits | 5.8% (stronger) | 8.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hawaii Schools Federal Credit Union has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Hawaii Schools Federal Credit Union leads on 7 and Honolulu Fire Department Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.