TellerScore

Honolulu Fire Department Federal Credit Union (NCUA charter #1880) is based in Honolulu, Hawaii. Its Q2 2026 call report shows $84.5M in total assets and $73.2M in member shares and deposits and 2 offices.

Honolulu Fire Department Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in Hawaii, it ranks 33rd. Funding & liquidity contributes the most (90/100, 70% loans-to-deposits, 8% uninsured); earnings contributes the least (46/100, 0.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.62%
Loan quality67/100
Loans 60+ days delinquent ÷ total loans: 0.99%
Earnings46/100
Return on assets (annualized): 0.65%
Funding & liquidity90/100
Loans ÷ shares: 70.4% · 8.1% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (65 → 68), mostly because the capital cushion component improved by 11 points.

TellerScore
646770Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202466
Q4 202464
Q1 202569
Q2 202565
Q3 202567
Q4 202567
Q1 202670
Q2 202668
Net worth ratio
7.00%9.31%11.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.82%
Q3 202410.20%
Q4 202410.29%
Q1 202510.21%
Q2 202510.47%
Q3 202510.59%
Q4 202510.85%
Q1 202611.30%
Q2 202611.62%
Delinquent loans (60+ days)
0.11%0.55%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.26%
Q3 20240.37%
Q4 20240.61%
Q1 20250.11%
Q2 20250.76%
Q3 20250.62%
Q4 20250.78%
Q1 20260.67%
Q2 20260.99%
Return on assets
0.22%0.44%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.22%
Q3 20240.25%
Q4 20240.26%
Q1 20250.35%
Q2 20250.48%
Q3 20250.54%
Q4 20250.58%
Q1 20260.61%
Q2 20260.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$84.5M11.62%0.99%0.65%70.4%
Q1 202670$85.6M11.30%0.67%0.61%72.0%
Q4 202567$87.9M10.85%0.78%0.58%72.7%
Q3 202567$88.7M10.59%0.62%0.54%72.2%
Q2 202565$89.1M10.47%0.76%0.48%72.4%
Q1 202569$90.0M10.21%0.11%0.35%71.8%
Q4 202464$88.5M10.29%0.61%0.26%74.3%
Q3 202466$88.7M10.20%0.37%0.25%76.5%
Q2 202465$92.2M9.82%0.26%0.22%77.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.62%
28th
Problem loans0.99%
39th
Net charge-offs0.77%
19th
Return on assets0.65%
50th
Loans to deposits70.4%
33rd
Uninsured deposits8.1%
10th
Loan-loss reserves0.00%
37th
Texas ratio5.5%
27th

Similar-size credit unions in Hawaii

InstitutionScoreAssetsCapitalProblem loansCompare
Hawaii Schools Federal Credit UnionCredit union Honolulu, HI83 out of 100, Strong$78.9M13.2%0.18%vs
Kahului Federal Credit UnionCredit union Kahului, HI82 out of 100, Strong$78.8M13.9%0.13%vs
Hawaii First Federal Credit UnionCredit union Kamuela, HI41 out of 100, Below average$73.4M9.8%3.68%vs
Kauai Ohana Federal Credit UnionCredit union Lihue, HI63 out of 100, Moderate$63.3M8.6%0.59%vs
Waialua Federal Credit UnionCredit union Waialua, HI88 out of 100, Very strong$47.4M17.8%0.16%vs
Helco Federal Credit UnionCredit union Hilo, HI84 out of 100, Strong$46.5M18.8%0.14%vs

Deposit insurance

Is my money safe at Honolulu Fire Department Federal Credit Union?

Yes. Honolulu Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #1880). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.1% of shares and deposits ($5.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.62%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Honolulu Fire Department Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Honolulu Fire Department Federal Credit Union
Type
Federal credit union
NCUA charter #
1880
RSSD ID
5872
Primary regulator
NCUA
Established
1937
Headquarters
1200 N School S, Honolulu, HI 96817
Employees
7

Quick answers

Honolulu Fire Department Federal Credit Union: common questions

Is Honolulu Fire Department Federal Credit Union NCUA insured?

Yes. Honolulu Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #1880). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Honolulu Fire Department Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Honolulu Fire Department Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Honolulu

InstitutionScoreAssetsCapitalProblem loansCompare
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Hawaii Federal Credit UnionCredit union Honolulu, HI89 out of 100, Very strong$104.0M15.2%0.23%vs
Waialua Federal Credit UnionCredit union Waialua, HI88 out of 100, Very strong$47.4M17.8%0.16%vs
Ewa Federal Credit UnionCredit union Ewa Beach, HI86 out of 100, Very strong$13.1M23.9%0.65%vs
Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu, HI83 out of 100, Strong$37.1M18.4%1.02%vs
Hawaii Schools Federal Credit UnionCredit union Honolulu, HI83 out of 100, Strong$78.9M13.2%0.18%vs