Side-by-side · Q2 2026 data
Hawaiian Financial Federal Credit Union vs Hawaii Federal Credit Union
Credit union
Hawaiian Financial Federal Credit Union
Honolulu, Hawaii · $1 billion – $10 billion
Metric by metric
| Measure | Hawaiian Financial Federal Credit Union | Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 82 | 92 (stronger) |
| Earnings | 50 | 70 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 75th | 94th |
| Total assets | $1.1B | $104.0M |
| Deposits / shares | $1.0B | $86.5M |
| Capital ratio | 11.72% | 15.15% (stronger) |
| Problem loans | 0.54% | 0.23% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.83% |
| Return on assets | 0.75% | 1.25% (stronger) |
| Loans ÷ deposits | 58.7% (stronger) | 81.6% |
| Uninsured deposits | 10.0% (stronger) | 12.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Hawaii Federal Credit Union has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Hawaiian Financial Federal Credit Union leads on 3 and Hawaii Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.