Side-by-side · Q2 2026 data
Hawaiiusa Federal Credit Union vs Maui Teachers Federal Credit Union
Credit union
Maui Teachers Federal Credit Union
Wailuku, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Hawaiiusa Federal Credit Union | Maui Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 54 (stronger) | 43 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 70th | 87th |
| Total assets | $2.7B | $38.5M |
| Deposits / shares | $2.4B | $33.2M |
| Capital ratio | 10.63% | 16.80% (stronger) |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | 0.34% | 0.00% (stronger) |
| Return on assets | 0.85% (stronger) | 0.59% |
| Loans ÷ deposits | 66.5% | 37.7% (stronger) |
| Uninsured deposits | 9.5% | 0.8% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.6% | — |
Maui Teachers Federal Credit Union has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hawaiiusa Federal Credit Union leads on 1 and Maui Teachers Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.