Side-by-side · Q2 2026 data
Hawthorn Bank vs Independent Farmers Bank
Metric by metric
| Measure | Hawthorn Bank | Independent Farmers Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 63 (stronger) | 55 |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 84 (stronger) | 65 |
| Funding & liquidity | 62 | 85 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 77th | 47th |
| Total assets | $1.8B | $146.5M |
| Deposits / shares | $1.5B | $131.9M |
| Capital ratio | 11.26% (stronger) | 10.53% |
| Problem loans | 0.47% (stronger) | 0.66% |
| Net charge-offs | 0.03% (stronger) | 0.07% |
| Return on assets | 1.59% (stronger) | 1.13% |
| Loans ÷ deposits | 91.8% | 66.2% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 23.5% |
| Offices | 26 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 8.3% |
Hawthorn Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Hawthorn Bank leads on 6 and Independent Farmers Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.