Side-by-side · Q2 2026 data
Hawthorn Bank vs Our Lady of Snows Credit Union
Credit union
Our Lady of Snows Credit Union
Henley, Missouri · Under $100 million in assets
Metric by metric
| Measure | Hawthorn Bank | Our Lady of Snows Credit Union |
|---|---|---|
| TellerScore | 75 | 96 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 84 (stronger) | 82 |
| Funding & liquidity | 62 | 96 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 77th | 97th |
| Total assets | $1.8B | $4.6M |
| Deposits / shares | $1.5B | $3.9M |
| Capital ratio | 11.26% | 15.27% (stronger) |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.59% (stronger) | 1.55% |
| Loans ÷ deposits | 91.8% | 63.8% (stronger) |
| Uninsured deposits | 20.4% | 0.0% (stronger) |
| Offices | 26 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Our Lady of Snows Credit Union has the higher TellerScore (96 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Hawthorn Bank leads on 1 and Our Lady of Snows Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.