TellerScore

Our Lady of Snows Credit Union (NCUA charter #67715) is based in Henley, Missouri. Its Q2 2026 call report shows $4.6M in total assets and $3.9M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Our Lady of Snows Credit Union scores 96/100, which we describe as very strong. That is higher than 97% of 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 1st. Its strongest component is capital cushion (100/100; 15.27%), and its lowest is earnings (82/100; 1.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.27%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings82/100
Return on assets (annualized): 1.55%
Funding & liquidity96/100
Loans ÷ shares: 63.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (97 → 96).

TellerScore
899397Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202495
Q4 202489
Q1 202596
Q2 202597
Q3 202596
Q4 202591
Q1 202690
Q2 202696
Net worth ratio
7.00%11.38%15.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.38%
Q3 202415.05%
Q4 202414.58%
Q1 202515.26%
Q2 202515.38%
Q3 202515.76%
Q4 202515.29%
Q1 202615.47%
Q2 202615.27%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.82%1.34%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.45%
Q3 20241.59%
Q4 20240.96%
Q1 20251.79%
Q2 20251.85%
Q3 20251.70%
Q4 20251.00%
Q1 20260.82%
Q2 20261.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$4.6M15.27%0.00%1.55%63.8%
Q1 202690$4.3M15.47%0.00%0.82%61.8%
Q4 202591$4.3M15.29%0.00%1.00%66.6%
Q3 202596$4.2M15.76%0.00%1.70%69.9%
Q2 202597$4.3M15.38%0.00%1.85%71.6%
Q1 202596$4.2M15.26%0.00%1.79%72.9%
Q4 202489$4.2M14.58%0.00%0.96%68.1%
Q3 202495$4.2M15.05%0.00%1.59%75.0%
Q2 202489$4.6M13.38%0.00%1.45%71.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.27%
56th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.55%
86th
Loans to deposits63.8%
42nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.03%
73rd
Texas ratio0.0%
93rd

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Sikeston Public Schools Credit UnionCredit union Sikeston, MO79 out of 100, Strong$5.5M18.9%1.89%vs
Dexter Public Schools Credit UnionCredit union Dexter, MO73 out of 100, Strong$5.9M11.7%0.24%vs
J C Federal Employees Credit UnionCredit union Jefferson City, MO53 out of 100, Below average$2.7M24.8%3.89%vs
Southeast Missouri Community Credit UnionCredit union Park Hills, MO68 out of 100, Moderate$6.4M8.7%0.18%vs
Wedevelopment Federal Credit UnionCredit union Kansas City, MO25 out of 100, Low$2.4M-11.7%12.47%vs
Fedco Credit UnionCredit union Jefferson City, MO73 out of 100, Strong$7.1M10.9%0.00%vs

Deposit insurance

Is my money safe at Our Lady of Snows Credit Union?

Yes. Our Lady of Snows Credit Union is a federally insured credit union (NCUA charter #67715). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Our Lady of Snows Credit Union lists 1 office in 1 city. Most locations:

  • Henley, MO (1)

All branch addresses and map

Identity & history

Profile

Legal name
Our Lady of Snows Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67715
RSSD ID
215390
Primary regulator
State + NCUA
Established
1961
Headquarters
268 Highway H, Henley, MO 65040
Employees
5

Quick answers

Our Lady of Snows Credit Union: common questions

Is Our Lady of Snows Credit Union NCUA insured?

Yes. Our Lady of Snows Credit Union is a federally insured credit union (NCUA charter #67715). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Our Lady of Snows Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Our Lady of Snows Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Henley

InstitutionScoreAssetsCapitalProblem loansCompare
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Farmers Bank of Lohman, MissouriBank Jefferson City, MO93 out of 100, Very strong$82.9M17.1%0.02%vs
Legends BankBank Linn, MO90 out of 100, Very strong$635.5M18.3%0.51%vs
The Maries County BankBank Vienna, MO89 out of 100, Very strong$600.5M14.8%0.12%vs
The Bank of VersaillesBank Versailles, MO89 out of 100, Very strong$359.0M15.0%0.03%vs
Civic Central Credit UnionCredit union Jefferson City, MO86 out of 100, Very strong$105.0M13.8%0.48%vs