Side-by-side · Q2 2026 data
Hawthorn Bank vs Sterling Bank
Metric by metric
| Measure | Hawthorn Bank | Sterling Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 63 (stronger) | 61 |
| Loan quality | 84 | 88 (stronger) |
| Earnings | 84 | 85 (stronger) |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 77th | 86th |
| Total assets | $1.8B | $1.6B |
| Deposits / shares | $1.5B | $1.4B |
| Capital ratio | 11.26% (stronger) | 11.14% |
| Problem loans | 0.47% | 0.35% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.59% | 1.63% (stronger) |
| Loans ÷ deposits | 91.8% | 77.2% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 21.0% |
| Offices | 26 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 14.3% |
Sterling Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Hawthorn Bank leads on 2 and Sterling Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.