Side-by-side · Q2 2026 data
Hawthorn Bank vs The Hamilton Bank
Metric by metric
| Measure | Hawthorn Bank | The Hamilton Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 63 (stronger) | 43 |
| Loan quality | 84 | 84 |
| Earnings | 84 (stronger) | 82 |
| Funding & liquidity | 62 | 96 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 77th | 57th |
| Total assets | $1.8B | $119.8M |
| Deposits / shares | $1.5B | $112.9M |
| Capital ratio | 11.26% (stronger) | 9.29% |
| Problem loans | 0.47% (stronger) | 0.47% |
| Net charge-offs | 0.03% | -0.06% (stronger) |
| Return on assets | 1.59% (stronger) | 1.54% |
| Loans ÷ deposits | 91.8% | 45.5% (stronger) |
| Uninsured deposits | 20.4% | 18.8% (stronger) |
| Offices | 26 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 14.3% |
Hawthorn Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Hawthorn Bank leads on 4 and The Hamilton Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.