Side-by-side · Q2 2026 data
Haynes Community Federal Credit Union vs Business and Industrial Federal Credit Union
Credit union
Haynes Community Federal Credit Union
Kokomo, Indiana · Under $100 million in assets
Credit union
Business and Industrial Federal Credit Union
Columbus, Indiana · Under $100 million in assets
Metric by metric
| Measure | Haynes Community Federal Credit Union | Business and Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 91 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 32 | 92 (stronger) |
| Earnings | 49 | 64 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 75 | 99 (stronger) |
| Peer percentile | 19th | 90th |
| Total assets | $42.3M | $44.9M |
| Deposits / shares | $37.2M | $36.7M |
| Capital ratio | 11.59% | 18.04% (stronger) |
| Problem loans | 2.04% | 0.24% (stronger) |
| Net charge-offs | 0.35% | 0.00% (stronger) |
| Return on assets | 0.71% | 1.11% (stronger) |
| Loans ÷ deposits | 76.2% | 48.6% (stronger) |
| Uninsured deposits | 3.3% | 1.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Business and Industrial Federal Credit Union has the higher TellerScore (91 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Haynes Community Federal Credit Union leads on 0 and Business and Industrial Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.