Side-by-side · Q2 2026 data
HCN Bank vs Alta Vista Credit Union
Metric by metric
| Measure | HCN Bank | Alta Vista Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 67 (stronger) | 39 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 27 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 75th | 24th |
| Total assets | $998.4M | $208.6M |
| Deposits / shares | $846.3M | $188.4M |
| Capital ratio | 11.70% (stronger) | 8.89% |
| Problem loans | 0.00% (stronger) | 0.51% |
| Net charge-offs | 0.00% (stronger) | 0.53% |
| Return on assets | 2.22% (stronger) | 0.19% |
| Loans ÷ deposits | 91.7% | 68.5% (stronger) |
| Uninsured deposits | 52.5% | 13.3% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
HCN Bank has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), HCN Bank leads on 5 and Alta Vista Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.