Side-by-side · Q2 2026 data
HCN Bank vs Altura Federal Credit Union
Metric by metric
| Measure | HCN Bank | Altura Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 67 (stronger) | 62 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 27 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 75th | 58th |
| Total assets | $998.4M | $2.6B |
| Deposits / shares | $846.3M | $2.4B |
| Capital ratio | 11.70% (stronger) | 11.17% |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.00% (stronger) | 1.09% |
| Return on assets | 2.22% (stronger) | 0.71% |
| Loans ÷ deposits | 91.7% | 75.0% (stronger) |
| Uninsured deposits | 52.5% | 8.0% (stronger) |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
HCN Bank has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), HCN Bank leads on 5 and Altura Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.