Side-by-side · Q2 2026 data
Health Care Family Credit Union vs Members 1st Credit Union
Credit union
Health Care Family Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | Health Care Family Credit Union | Members 1st Credit Union |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 19 | 92 (stronger) |
| Earnings | 42 | 52 (stronger) |
| Funding & liquidity | 74 | 87 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 24th | 42nd |
| Total assets | $75.2M | $76.5M |
| Deposits / shares | $62.9M | $67.6M |
| Capital ratio | 15.80% (stronger) | 9.76% |
| Problem loans | 2.42% | 0.24% (stronger) |
| Net charge-offs | 0.35% | 0.12% (stronger) |
| Return on assets | 0.54% | 0.80% (stronger) |
| Loans ÷ deposits | 86.0% | 73.0% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 9.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members 1st Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Health Care Family Credit Union leads on 2 and Members 1st Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.