Side-by-side · Q2 2026 data
Healthnet Federal Credit Union vs Horizon Credit Union
Metric by metric
| Measure | Healthnet Federal Credit Union | Horizon Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 82 (stronger) | 69 |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 30 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 59th | 54th |
| Total assets | $58.1M | $60.2M |
| Deposits / shares | $49.8M | $53.8M |
| Capital ratio | 13.24% (stronger) | 11.89% |
| Problem loans | 0.27% | 0.11% (stronger) |
| Net charge-offs | 0.19% | 0.01% (stronger) |
| Return on assets | 0.24% | 0.69% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 80.3% |
| Uninsured deposits | 5.6% | 2.4% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Healthnet Federal Credit Union has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Healthnet Federal Credit Union leads on 3 and Horizon Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.