TellerScore

Healthnet Federal Credit Union is a federal credit union headquartered in Cordova, Tennessee, in business for about 71 years. At the end of Q2 2026 it reported $58.1M in total assets and $49.8M in member shares and deposits, with 2 offices across 2 states.

Healthnet Federal Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 54th. Funding & liquidity contributes the most (100/100, 31% loans-to-deposits, 6% uninsured); earnings contributes the least (30/100, 0.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Net worth ratio: 13.24%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.27%
Earnings30/100
Return on assets (annualized): 0.24%
Funding & liquidity100/100
Loans ÷ shares: 30.7% · 5.6% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.53%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 78).

TellerScore
747882Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202482
Q4 202482
Q1 202574
Q2 202579
Q3 202580
Q4 202580
Q1 202680
Q2 202678
Net worth ratio
7.00%10.50%14.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.43%
Q3 202413.70%
Q4 202413.96%
Q1 202513.85%
Q2 202513.61%
Q3 202513.88%
Q4 202514.00%
Q1 202613.84%
Q2 202613.24%
Delinquent loans (60+ days)
0.00%0.23%0.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.09%
Q3 20240.01%
Q4 20240.12%
Q1 20250.46%
Q2 20250.04%
Q3 20250.00%
Q4 20250.13%
Q1 20260.21%
Q2 20260.27%
Return on assets
-0.29%-0.02%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.15%
Q3 20240.21%
Q4 20240.26%
Q1 2025-0.29%
Q2 2025-0.11%
Q3 2025-0.08%
Q4 2025-0.04%
Q1 20260.18%
Q2 20260.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$58.1M13.24%0.27%0.24%30.7%
Q1 202680$55.2M13.84%0.21%0.18%29.3%
Q4 202580$54.4M14.00%0.13%-0.04%30.1%
Q3 202580$54.8M13.88%0.00%-0.08%30.8%
Q2 202579$55.9M13.61%0.04%-0.11%30.5%
Q1 202574$54.9M13.85%0.46%-0.29%31.8%
Q4 202482$54.7M13.96%0.12%0.26%32.0%
Q3 202482$55.4M13.70%0.01%0.21%32.5%
Q2 202480$56.1M13.43%0.09%0.15%32.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.24%
41st
Problem loans0.27%
70th
Net charge-offs0.19%
48th
Return on assets0.24%
29th
Loans to deposits30.7%
88th
Uninsured deposits5.6%
19th
Loan-loss reserves0.00%
37th
Texas ratio0.5%
74th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Veritas Federal Credit UnionCredit union Smyrna, TN57 out of 100, Moderate$57.1M8.0%0.60%vs
Jack Daniel Employees Credit UnionCredit union Lynchburg, TN74 out of 100, Strong$56.7M11.3%0.63%vs
Greater Experience Credit UnionCredit union Johnson City, TN64 out of 100, Moderate$56.4M14.0%1.47%vs
Horizon Credit UnionCredit union Kingsport, TN76 out of 100, Strong$60.2M11.9%0.11%vs
Fedtrust Federal Credit UnionCredit union Memphis, TN56 out of 100, Moderate$55.3M7.2%0.52%vs
Resource Federal Credit UnionCredit union Jackson, TN71 out of 100, Strong$54.7M10.4%0.62%vs

Deposit insurance

Is my money safe at Healthnet Federal Credit Union?

Yes. Healthnet Federal Credit Union is a federally insured credit union (NCUA charter #9994). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.6% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Healthnet Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Healthnet Federal Credit Union
Type
Federal credit union
NCUA charter #
9994
RSSD ID
37686
Primary regulator
NCUA
Established
1955
Headquarters
1591 Chickering Ln, Cordova, TN 38016
Employees
11

Quick answers

Healthnet Federal Credit Union: common questions

Is Healthnet Federal Credit Union NCUA insured?

Yes. Healthnet Federal Credit Union is a federally insured credit union (NCUA charter #9994). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Healthnet Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Healthnet Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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