Side-by-side · Q2 2026 data
Healthnet Federal Credit Union vs Veritas Federal Credit Union
Metric by metric
| Measure | Healthnet Federal Credit Union | Veritas Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 57 |
| Capital cushion | 82 (stronger) | 30 |
| Loan quality | 91 (stronger) | 80 |
| Earnings | 30 | 39 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 59th | 17th |
| Total assets | $58.1M | $57.1M |
| Deposits / shares | $49.8M | $52.2M |
| Capital ratio | 13.24% (stronger) | 7.99% |
| Problem loans | 0.27% (stronger) | 0.60% |
| Net charge-offs | 0.19% (stronger) | 1.12% |
| Return on assets | 0.24% | 0.48% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 84.0% |
| Uninsured deposits | 5.6% | 3.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Healthnet Federal Credit Union has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Healthnet Federal Credit Union leads on 5 and Veritas Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.