Side-by-side · Q2 2026 data
Healthplus Federal Credit Union vs Ecm Federal Credit Union
Credit union
Ecm Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Healthplus Federal Credit Union | Ecm Federal Credit Union |
|---|---|---|
| TellerScore | 24 | 87 (stronger) |
| Capital cushion | 33 | 99 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 0 | 69 (stronger) |
| Funding & liquidity | 91 | 98 (stronger) |
| Problem-loan coverage | 0 | 95 (stronger) |
| Peer percentile | 1st | 83rd |
| Total assets | $10.5M | $28.9M |
| Deposits / shares | $9.6M | $24.4M |
| Capital ratio | 8.30% | 14.87% (stronger) |
| Problem loans | 8.53% | 0.66% (stronger) |
| Net charge-offs | 2.37% | 0.01% (stronger) |
| Return on assets | -0.70% | 1.22% (stronger) |
| Loans ÷ deposits | 68.8% | 62.1% (stronger) |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ecm Federal Credit Union has the higher TellerScore (87 vs 24). On the 7 directional measures above (where higher or lower is clearly better), Healthplus Federal Credit Union leads on 0 and Ecm Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.