Headquartered in Jackson, Mississippi, Healthplus Federal Credit Union is a federal credit union with $10.5M in total assets and $9.6M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1948.
Healthplus Federal Credit Union has a TellerScore of 24 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 55th. Funding & liquidity contributes the most (91/100, 69% loans-to-deposits, 3% uninsured); problem-loan coverage contributes the least (0/100, 64.5%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (29 → 24), mostly because the capital cushion component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 36 |
| Q3 2024 | 45 |
| Q4 2024 | 47 |
| Q1 2025 | 32 |
| Q2 2025 | 29 |
| Q3 2025 | 24 |
| Q4 2025 | 23 |
| Q1 2026 | 24 |
| Q2 2026 | 24 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.50% |
| Q3 2024 | 11.77% |
| Q4 2024 | 12.23% |
| Q1 2025 | 11.79% |
| Q2 2025 | 10.27% |
| Q3 2025 | 9.21% |
| Q4 2025 | 8.45% |
| Q1 2026 | 8.31% |
| Q2 2026 | 8.30% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.33% |
| Q3 2024 | 5.92% |
| Q4 2024 | 7.95% |
| Q1 2025 | 7.11% |
| Q2 2025 | 5.56% |
| Q3 2025 | 6.31% |
| Q4 2025 | 6.26% |
| Q1 2026 | 7.41% |
| Q2 2026 | 8.53% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 1.17% |
| Q4 2024 | 1.39% |
| Q1 2025 | -1.21% |
| Q2 2025 | -3.81% |
| Q3 2025 | -4.05% |
| Q4 2025 | -3.24% |
| Q1 2026 | -0.42% |
| Q2 2026 | -0.70% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 24 | $10.5M | 8.30% | 8.53% | -0.70% | 68.8% |
| Q1 2026 | 24 | $10.8M | 8.31% | 7.41% | -0.42% | 71.5% |
| Q4 2025 | 23 | $10.8M | 8.45% | 6.26% | -3.24% | 75.1% |
| Q3 2025 | 24 | $10.4M | 9.21% | 6.31% | -4.05% | 81.3% |
| Q2 2025 | 29 | $10.4M | 10.27% | 5.56% | -3.81% | 84.9% |
| Q1 2025 | 32 | $10.5M | 11.79% | 7.11% | -1.21% | 87.5% |
| Q4 2024 | 47 | $10.4M | 12.23% | 7.95% | 1.39% | 94.3% |
| Q3 2024 | 45 | $10.1M | 11.77% | 5.92% | 1.17% | 97.8% |
| Q2 2024 | 36 | $9.9M | 11.50% | 5.33% | 0.16% | 101.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mississippi Dhs Federal Credit UnionCredit union Jackson, MS | 58 out of 100, Moderate | $10.5M | 13.2% | 1.79% | vs |
| Vickswood Federal Credit UnionCredit union Vicksburg, MS | 94 out of 100, Very strong | $11.5M | 25.8% | 0.00% | vs |
| First Unity Federal Credit UnionCredit union McComb, MS | 58 out of 100, Moderate | $11.7M | 14.0% | 26.52% | vs |
| Treasury Employees Federal Credit UnionCredit union Jackson, MS | 41 out of 100, Below average | $9.4M | 9.8% | 4.57% | vs |
| Vicksburg Railroad Federal Credit UnionCredit union Vicksburg, MS | 77 out of 100, Strong | $12.0M | 32.8% | 0.52% | vs |
| Biloxi Teachers Federal Credit UnionCredit union Biloxi, MS | 83 out of 100, Strong | $12.1M | 11.9% | 0.25% | vs |
Deposit insurance
Is my money safe at Healthplus Federal Credit Union?
Yes. Healthplus Federal Credit Union is a federally insured credit union (NCUA charter #5930). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.2% of shares and deposits ($308K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.30%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Healthplus Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Hoover, AL (1)
- Jackson, MS (1)
Identity & history
Profile
- Legal name
- Healthplus Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 5930
- RSSD ID
- 370477
- Primary regulator
- NCUA
- Established
- 1948
- Headquarters
- 500 H E WOODROW WILSON Ave, Jackson, MS 39216
- Employees
- 4
Quick answers
Healthplus Federal Credit Union: common questions
Is Healthplus Federal Credit Union NCUA insured?
Yes. Healthplus Federal Credit Union is a federally insured credit union (NCUA charter #5930). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Healthplus Federal Credit Union's TellerScore?
24 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Healthplus Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Jackson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS | 97 out of 100, Very strong | $29.2M | 18.1% | 0.10% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Merchants and Planters BankBank Raymond, MS | 91 out of 100, Very strong | $199.0M | 18.2% | 0.00% | vs |
| Magnolia Federal Credit UnionCredit union Jackson, MS | 87 out of 100, Very strong | $185.6M | 23.4% | 0.55% | vs |
| Members Exchange Federal Credit UnionCredit union Jackson, MS | 87 out of 100, Very strong | $143.6M | 21.2% | 0.37% | vs |
| Ecm Federal Credit UnionCredit union Ridgeland, MS | 87 out of 100, Very strong | $28.9M | 14.9% | 0.66% | vs |