Side-by-side · Q2 2026 data
Healthplus Federal Credit Union vs First Unity Federal Credit Union
Credit union
First Unity Federal Credit Union
McComb, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Healthplus Federal Credit Union | First Unity Federal Credit Union |
|---|---|---|
| TellerScore | 24 | 58 (stronger) |
| Capital cushion | 33 | 90 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 73 |
| Problem-loan coverage | 0 | 0 |
| Peer percentile | 1st | 19th |
| Total assets | $10.5M | $11.7M |
| Deposits / shares | $9.6M | $9.7M |
| Capital ratio | 8.30% | 14.00% (stronger) |
| Problem loans | 8.53% (stronger) | 26.52% |
| Net charge-offs | 2.37% | 1.90% (stronger) |
| Return on assets | -0.70% | 2.49% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 87.0% |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Unity Federal Credit Union has the higher TellerScore (58 vs 24). On the 7 directional measures above (where higher or lower is clearly better), Healthplus Federal Credit Union leads on 2 and First Unity Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.