Side-by-side · Q2 2026 data
Healthplus Federal Credit Union vs Members Exchange Federal Credit Union
Credit union
Members Exchange Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Healthplus Federal Credit Union | Members Exchange Federal Credit Union |
|---|---|---|
| TellerScore | 24 | 87 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 0 | 88 (stronger) |
| Earnings | 0 | 49 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 1st | 91st |
| Total assets | $10.5M | $143.6M |
| Deposits / shares | $9.6M | $110.7M |
| Capital ratio | 8.30% | 21.21% (stronger) |
| Problem loans | 8.53% | 0.37% (stronger) |
| Net charge-offs | 2.37% | 0.39% (stronger) |
| Return on assets | -0.70% | 0.73% (stronger) |
| Loans ÷ deposits | 68.8% | 58.2% (stronger) |
| Uninsured deposits | 3.2% (stronger) | 7.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Exchange Federal Credit Union has the higher TellerScore (87 vs 24). On the 7 directional measures above (where higher or lower is clearly better), Healthplus Federal Credit Union leads on 1 and Members Exchange Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.