Side-by-side · Q2 2026 data
Healthplus Federal Credit Union vs Vicksburg Railroad Federal Credit Union
Credit union
Vicksburg Railroad Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Healthplus Federal Credit Union | Vicksburg Railroad Federal Credit Union |
|---|---|---|
| TellerScore | 24 | 77 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 0 | 30 (stronger) |
| Funding & liquidity | 91 (stronger) | 71 |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 1st | 57th |
| Total assets | $10.5M | $12.0M |
| Deposits / shares | $9.6M | $8.0M |
| Capital ratio | 8.30% | 32.83% (stronger) |
| Problem loans | 8.53% | 0.52% (stronger) |
| Net charge-offs | 2.37% | 0.11% (stronger) |
| Return on assets | -0.70% | 0.26% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 89.7% |
| Uninsured deposits | 3.2% (stronger) | 5.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vicksburg Railroad Federal Credit Union has the higher TellerScore (77 vs 24). On the 7 directional measures above (where higher or lower is clearly better), Healthplus Federal Credit Union leads on 2 and Vicksburg Railroad Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.