Side-by-side · Q2 2026 data
Heart of Louisiana Federal Credit Union vs Cenla Federal Credit Union
Credit union
Heart of Louisiana Federal Credit Union
Pineville, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Heart of Louisiana Federal Credit Union | Cenla Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 | 97 (stronger) |
| Earnings | 39 | 85 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 86th | 99th |
| Total assets | $143.2M | $132.2M |
| Deposits / shares | $120.5M | $103.6M |
| Capital ratio | 16.71% | 21.71% (stronger) |
| Problem loans | 0.35% | 0.09% (stronger) |
| Net charge-offs | 0.53% | 0.27% (stronger) |
| Return on assets | 0.48% | 1.63% (stronger) |
| Loans ÷ deposits | 67.1% | 39.6% (stronger) |
| Uninsured deposits | 2.3% | 1.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.9% | — |
Cenla Federal Credit Union has the higher TellerScore (96 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Heart of Louisiana Federal Credit Union leads on 0 and Cenla Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.