Side-by-side · Q2 2026 data
Hearthside Bank Corporation vs Enrichment Federal Credit Union
Metric by metric
| Measure | Hearthside Bank Corporation | Enrichment Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 51 | 72 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 54 | 75 (stronger) |
| Funding & liquidity | 65 | 77 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 37th | 78th |
| Total assets | $608.9M | $984.4M |
| Deposits / shares | $547.9M | $860.5M |
| Capital ratio | 10.07% | 12.19% (stronger) |
| Problem loans | 0.32% (stronger) | 0.37% |
| Net charge-offs | -0.01% (stronger) | 0.32% |
| Return on assets | 0.85% | 1.37% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 83.7% |
| Uninsured deposits | 26.5% | 11.4% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Enrichment Federal Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Hearthside Bank Corporation leads on 3 and Enrichment Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Knoxville, TN
- New Tazewell, TN