Side-by-side · Q2 2026 data
Heartland Bank vs Bruning Bank
Metric by metric
| Measure | Heartland Bank | Bruning Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 53 (stronger) | 50 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 77th | 57th |
| Total assets | $911.1M | $659.9M |
| Deposits / shares | $754.6M | $560.4M |
| Capital ratio | 10.25% (stronger) | 10.01% |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.01% (stronger) | 1.23% |
| Loans ÷ deposits | 85.5% (stronger) | 87.0% |
| Uninsured deposits | 22.5% | 21.2% (stronger) |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 14.1% |
Heartland Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Heartland Bank leads on 5 and Bruning Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.