Side-by-side · Q2 2026 data
Heartland Bank vs Home Federal Savings and Loan Association of Grand Island
Bank
Home Federal Savings and Loan Association of Grand Island
Grand Island, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Heartland Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 53 | 84 (stronger) |
| Loan quality | 96 (stronger) | 94 |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 66 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 77th | 77th |
| Total assets | $911.1M | $562.9M |
| Deposits / shares | $754.6M | $482.1M |
| Capital ratio | 10.25% | 13.38% (stronger) |
| Problem loans | 0.13% (stronger) | 0.19% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 2.01% (stronger) | 1.01% |
| Loans ÷ deposits | 85.5% (stronger) | 91.7% |
| Uninsured deposits | 22.5% | 18.7% (stronger) |
| Offices | 14 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 9.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Heartland Bank leads on 3 and Home Federal Savings and Loan Association of Grand Island on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.