Side-by-side · Q2 2026 data
Heartland Credit Union vs Revity Credit Union
Metric by metric
| Measure | Heartland Credit Union | Revity Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 87 (stronger) | 54 |
| Loan quality | 92 (stronger) | 86 |
| Earnings | 91 (stronger) | 72 |
| Funding & liquidity | 81 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 94th | 63rd |
| Total assets | $573.7M | $526.5M |
| Deposits / shares | $494.4M | $421.4M |
| Capital ratio | 13.74% (stronger) | 10.40% |
| Problem loans | 0.25% (stronger) | 0.43% |
| Net charge-offs | 0.24% | 0.24% (stronger) |
| Return on assets | 1.78% (stronger) | 1.30% |
| Loans ÷ deposits | 78.9% | 74.2% (stronger) |
| Uninsured deposits | 6.1% | 4.1% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heartland Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Heartland Credit Union leads on 4 and Revity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.