TellerScore

Revity Credit Union is a federally insured state-chartered credit union headquartered in Granite City, Illinois, in business for about 85 years. At the end of Q2 2026 it reported $526.5M in total assets and $421.4M in member shares and deposits, with 8 offices.

Revity Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 98th. Problem-loan coverage contributes the most (94/100, 2.9%); capital cushion contributes the least (54/100, 10.40%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Net worth ratio: 10.40%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.43%
Earnings72/100
Return on assets (annualized): 1.30%
Funding & liquidity86/100
Loans ÷ shares: 74.2% · 4.1% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (70 → 74), mostly because the earnings component improved by 36 points.

TellerScore
707477Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202472
Q3 202474
Q4 202472
Q1 202571
Q2 202570
Q3 202572
Q4 202577
Q1 202672
Q2 202674
Net worth ratio
7.00%9.53%12.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.91%
Q3 202412.06%
Q4 202411.79%
Q1 202511.54%
Q2 202511.05%
Q3 202511.28%
Q4 202511.95%
Q1 20269.94%
Q2 202610.40%
Delinquent loans (60+ days)
0.22%0.34%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.40%
Q4 20240.38%
Q1 20250.41%
Q2 20250.37%
Q3 20250.28%
Q4 20250.22%
Q1 20260.27%
Q2 20260.43%
Return on assets
0.23%0.77%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.37%
Q3 20240.44%
Q4 20240.23%
Q1 20250.25%
Q2 20250.40%
Q3 20250.53%
Q4 20250.73%
Q1 20260.98%
Q2 20261.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$526.5M10.40%0.43%1.30%74.2%
Q1 202672$529.3M9.94%0.27%0.98%72.5%
Q4 202577$481.1M11.95%0.22%0.73%73.6%
Q3 202572$498.9M11.28%0.28%0.53%73.5%
Q2 202570$500.7M11.05%0.37%0.40%70.6%
Q1 202571$473.2M11.54%0.41%0.25%65.0%
Q4 202472$460.7M11.79%0.38%0.23%65.7%
Q3 202474$457.4M12.06%0.40%0.44%66.4%
Q2 202472$457.6M11.91%0.47%0.37%65.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.40%
35th
Problem loans0.43%
72nd
Net charge-offs0.24%
66th
Return on assets1.30%
82nd
Loans to deposits74.2%
53rd
Uninsured deposits4.1%
70th
Loan-loss reserves0.00%
50th
Texas ratio2.9%
64th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Land of Lincoln Credit UnionCredit union Decatur, IL58 out of 100, Moderate$498.9M9.8%0.91%vs
Healthcare Associates Credit UnionCredit union Lisle, IL72 out of 100, Strong$481.6M14.5%1.16%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Earthmover Credit UnionCredit union Aurora, IL87 out of 100, Very strong$471.7M19.3%0.75%vs
Siu Credit UnionCredit union Carbondale, IL72 out of 100, Strong$591.3M11.6%0.90%vs
Dupage Credit UnionCredit union Naperville, IL62 out of 100, Moderate$600.2M9.6%0.48%vs

Deposit insurance

Is my money safe at Revity Credit Union?

Yes. Revity Credit Union is a federally insured credit union (NCUA charter #68623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($17.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.40%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Revity Credit Union lists 8 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Revity Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68623
RSSD ID
182072
Primary regulator
State + NCUA
Established
1941
Headquarters
3970 Maryville Road, Granite City, IL 62040
Employees
109

Quick answers

Revity Credit Union: common questions

Is Revity Credit Union NCUA insured?

Yes. Revity Credit Union is a federally insured credit union (NCUA charter #68623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Revity Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Revity Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Granite City

InstitutionScoreAssetsCapitalProblem loansCompare
Edward Jones Trust CompanyBank Saint Louis, MO94 out of 100, Very strong$160.5M98.2%0.00%vs
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
State Employees Community Credit UnionCredit union Alton, IL89 out of 100, Very strong$6.7M20.0%0.00%vs
Century Credit UnionCredit union Saint Louis, MO87 out of 100, Very strong$182.0M17.6%0.37%vs
Jm Associates Federal Credit UnionCredit union Jacksonville, FL87 out of 100, Very strong$151.2M15.5%0.71%vs