Side-by-side · Q2 2026 data
Heartland State Bank vs First Security Bank - West
Metric by metric
| Measure | Heartland State Bank | First Security Bank - West |
|---|---|---|
| TellerScore | 46 | 55 (stronger) |
| Capital cushion | 48 | 79 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 47 | 51 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 73 | 77 (stronger) |
| Peer percentile | 7th | 14th |
| Total assets | $75.6M | $75.2M |
| Deposits / shares | $68.3M | $66.5M |
| Capital ratio | 9.75% | 12.87% (stronger) |
| Problem loans | 3.36% (stronger) | 4.65% |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 0.67% | 0.78% (stronger) |
| Loans ÷ deposits | 42.4% | 32.0% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 25.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security Bank - West has the higher TellerScore (55 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Heartland State Bank leads on 2 and First Security Bank - West on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.